'How did it ever come to this? On a cold November night I gaze out through my bedroom window to the descending mist, there is evil in the air, I can feel it tearing at my heart. My body trembles, a cold and sickening sweat drips down my forehead; my breathing is heavy and my mind erratic. My world is crumbling around me, my future, once bright and full of hope has descended into ruin. It was just one payday loan, just one ... how did it ever come to this?' Never before had the word suicide entered the mind of Steve Perry, yet after over 60 payday loans in 18 months it consumed him and led him to the very brink of self destruction. Live, through the eyes of journalist Jack Robinson, a story of stupidity, tragedy and above all the courage to fight back when all hope seems lost. Learn how a catastrophic spiral of payday loan debt was conceived, endured and ultimately defeated. This is the story of Steve's battle against the industry, a fight which has left its scars on both sides, it's a story to give strength to all of those who are in payday hell, and most importantly, it is the story of what truly happens when payday loans go wrong!